The banking crisis.

As I walked through SOHO this morning, past the clothing stores featuring wares a mere executive creative director can't afford, past the restaurants that sell $15 cocktails, past the stores that sell $22 bars of soap, past the washed out painted ads on the sides of old factory buildings that read: Twine Rope and Corrugated Boxes, I do not wonder about why we are a nation in arrears.

We buy without paying.
We shop without needing.
We god without praying.
We reap without seeding.